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"This is an observation post primarily to do with the insurance industry, because large parts of it have grown by acquisition. Many large insurance corporations grow by acquiring companies that have a stake in the line of business they are interested in or are potential competitors."

"Obviously, this happens in other industries as well, but it is particularly common in insurance."

"One of the key differences is that insurance and finance companies often acquire businesses that are already doing well. So, if you are doing really well and making good money, there is a good chance that a larger corporation will go, “Oh, they have the market sorted. They have an excellent product”, and will purchase you."

"When something comes down from the group or parent company, there is often a great deal of pushback from former subsidiaries. The key reason for this, which I think is often missed, is that each of these subsidiaries were and are quite capable of standing on their own two feet."

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